濮阳市人民政府关于印发濮阳市招商引资优惠办法的通知
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濮阳市人民政府关于印发濮阳市招商引资优惠办法的通知
濮阳市人民政府关于印发濮阳市招商引资优惠办法的通知
濮政〔2009〕35号
各县（区）人民政府，高新区、工业园区管委会，市人民政府各部门：
现将《濮阳市招商引资优惠办法》印发给你们，望认真执行。
二○○九年八月十七日
濮阳市招商引资优惠办法
第一条 为营造良好的投资环境，鼓励国内外客商来濮阳投资兴业，根据国家法律、法规和上级有关政策规定，结合濮阳实际，制定本优惠办法。
第二条 我市以外的自然人、法人或其他组织在我市开发区及市、县（区）产业集聚区内投资兴办的外来投资企业享受本优惠办法。
第三条 投资兴办工业项目，经营期在10年以上的外来投资企业，按规定缴纳土地出让金后，受益地方政府土地净收益部分支持项
目基础设施建设：固定资产在3000万元（含3000万元，外汇投入按当时汇率折算；下同）—5000万元的，支持60%；固定资产在5000
万元—10000万元的，支持80%；固定资产1亿元以上的全额支持。
第四条 投资兴办非工业项目（房地产项目、一次性税源项目除外），经营期在10年以上的外来投资企业，按规定缴纳土地出让金后，受益地方政府土地净收益部分支持项目基础设施建设：固定资产在3000万元—5000万元的，支持50%；固定资产在5000万元—1亿元的，支持70%；固定资产1亿元以上的全额支持。
第五条 投资兴办基础设施、公益事业项目和高新技术项目，经营期在10年以上的外来投资企业，按规定缴纳土地出让金后，受益地方政府土地净收益部分支持项目基础设施建设：固定资产在3000—5000万元的，支持80%；固定资产5000万元以上的全额支持。
第六条 外来投资者在本市独资兴办的固定资产投资额在1000万元以上的工业企业、固定资产投资额在500万元以上的第三产业（房
地产开发除外）和固定资产投资额在300万元以上的农业产业化企业，从企业投产之日起，前2年，由受益地方财政部门以企业所得税对地方财政贡献额的100%，对企业予以扶持；第3年至第5年，由受益地方财政部门以企业所得税对地方财政贡献额的50%，对企业予以扶持。
第七条 外来投资者与本市企业以现有企业资产合资、合作兴办企业或收购、参股本市现有企业，按外来投资者的出资比例参照第六条规定执行。
第八条 外来投资者将从投资我市企业取得的利润直接再投资于该企业，增加注册资本或作为资本金在我市投资开办其他企业，且经营期限不少于5年的，经投资者本人申请，5年内由受益地方政府以再投资部分实缴所得税对地方财政贡献额的30%予以扶持。再投资不足5年撤出的，应缴回扶持资金。
第九条 固定资产投资1亿元以上的外来独资项目及世界500强、国内500强企业或以产业集群、高新技术投资我市的，市政府采取一事一议的办法，给予更大优惠和支持。
第十条 对所有涉及外来投资企业的收费项目，凡国家、省明确规定收费幅度的，均按低限征收。在本市办理各种证照除收取工本费和代省收取的行政事业性收费以外，免收其他行政事业性收费。
第十一条 凡本市企业能够享受的优惠政策均适用于外来投资企业。除积极帮助外来投资企业争取享受国家、省优惠政策之外，本市结构调整资金、财政科技投入资金、中小企业担保资金等政策性资金以及以后市人民政府出台的鼓励投资、科技开发、环境治理等方面的优惠政策，均适用于外来投资企业。
第十二条 在我市投资兴办的生产性项目，免征增容费、绿化费，免收购置生产经营用房交易手续费，减免市政建设配套费财政收入部分。
第十三条 外来投资企业须持固定资产证明、资金到位证明、企业纳税证明等有关资料，经有关部门审查，符合有关优惠条件，报市政府批准，方可享受优惠。
第十四条 对境外投资项目的登记注册手续，由商务部门无偿代理。
第十五 条固定资产投资在3000万元以上的外来投资者，其子女在入托、入学、入伍、就业等方面享受市民待遇。
第十六 条对我市重点外来投资企业实行重点服务制度。严格控制只为罚款、收费、摊派为目的的多种检查。对乱检查、乱罚款和乱收费的，追究单位直接责任人、分管副职和一把手的责任。
第十七条 各县（区）参照本办法，制定各自实施办法。
第十八条 本办法自发布之日起执行，濮政〔2004〕40号、濮办〔2004〕15号文件同时废止。
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信阳市城市居民最低生活保障实施办法
信阳市城市居民最低生活保障实施办法
第一章 总则
第一条 为保障城市居民基本生活，确保社会稳定，根据国务院《城市居民最低生活保障条例》（以下简称《条例》）和《河南省<城市居民最低生活保障条例>实施办法》（以下简称《实施办法》），结合我市实际，制定本办法。
第二条 本办法适用于持有本市非农业户口的城市居民，凡共同生活的家庭成员人均收入低于当地城市居民最低生活标准的，均有从当地人民政府获得基本生活物质的权利。
第三条 城市居民最低生活保障制度实行各级人民政府负责制。鼓励社会组织和个人为城市居民最低生活保障提供捐赠、资助。所提供的捐赠、资助全部纳入当地城市低保资金。
第四条 城市居民最低生活保障制度遵循保障城市居民基本生活的原则，坚持国家保障与社会帮扶相结合，鼓励劳动自救的方针。
第五条 市民政部门负责全市城市最低生活保障管理工作。县（区）人民政府民政部门以及街道办事处和乡镇人民政府（以下统称管理审批机关）负责本行政区域内城市居民最低生活保障的具体管理审批工作。
居民委员会根据管理审批机关的委托，可以承担城市居民最低生活保障的日常管理、服务工作。
第六条 财政部门要积极配合民政部门工作 ，制定城市低保资金管理制度，定期督促、检查各县（区）城市低保资金的拨付和使用情况。并根据工作实际需要，适当安排城市低保工作经费，用于保障工作的调研、培训、核查、建档等业务经费。
第七条 县人民政府、市人民政府各有关部门应当结合实际制定具体措施，对保障对象在就医、就学、居住等方面的有关费用给予减免照顾，并对有带动能力的保障对象给予就业扶持，鼓励其通过生产劳动脱贫自救。
第八条 机关、团体、企事业单位、居委会和其他组织，应当在本单位开展有关城市居民最低生活保障法规、政策的宣传教育工作。
第二章 保障标准 保障对象 保障资金
第九条 信阳市两区及各县城市居民最低生活保障标准，按照《条例》第六条规定制定，并随着当地生活必需品的价格变化和人民生活水平的改善适时提高。在信阳市两区、同一县执行同一保障标准。
第十条 凡共同生活的家庭成员人均收入低于当地城市居民最低生活标准的，经申请、审核、批准享受城市居民最低生活保障待遇的即为保障对象。
第十一条 城市居民最低生活保障所需资金，由地方人民政府列入财政预算，纳入社会救济专项资金支出项目，专项管理，专款专用。财政部门根据预算情况负责按季拨付，每季度季前十日拨到本级民政部门。市、县民政部门根据各区、乡镇用款情况，每月5日前将市、县级保障资金拨付到各区、乡镇民政部门。
第三章 申请、审核、审批
第十二条 城市居民最低生活保障实行属地管理原则。
第十三条 家庭收入是指共同生活的家庭成员的全部货币收入和实物收入。包括：
（一）工资、薪金和劳务报酬、稿酬；
（二）继承、接受赠予、储蓄存款、有价证券及孳息的收入；
（三）财产租赁、转让所得和偶然所得；
（四）应当领取的离退休费及各类保险金、保障金、赔偿金；
（五）法定赡养人、抚养人或者扶养人应当给付的赡养或抚养、扶养费，遗嘱补助费和民政部门定期发放的救济金；
（六）从事生产、经营所得等其它应当计入的合法收入。
第十四条 申请享受城市低保待遇的家庭，分别按照下列程序申报，由户主递交书面申请，填写《河南省城市居民最低生活保障待遇申请表》（以下简称《申请表》）。
（1）户籍所在地有居民委员会的，由户主向居民委员会申报；
（2）户籍所在地没有居民委员会的直接向户籍所在地的街道办事处、乡镇人民政府申请；
同时，提交以下证明材料：
（一）居民户口薄、身份证、收养证、婚姻证书等证明其家庭成员身份关系的证明；
（二）家庭成员的收入证明：
（1）在职人员收入证明由其所在单位的劳资人事部门填写《申请城市居民最低生活保障待遇人员收入证明》，并加盖本单位公章；
（2）下岗职工需提供管理部门出具的领取基本生活费的证明；
（3）享受失业保险待遇的失业人员，需提供由管理部门出具的领取失业保险金期限、标准的证明；
（4）离退休人员需提供领取离退休费的证件或者有关证明；
（5）个体劳动者提供所辖工商部门出具的经营情况证明；
（6）无业及“三无”对象提供由所在居委会填写《申请城市居民最低生活保障待遇人员收入证明》，并加盖印章；
（7）在校大中专生需提供学生证或就读学校出具的就读证明；
（8）其它有关收入的证明。
（三）与审批事项有关的其它证明材料。
（1）在就业年龄内丧失劳动能力的人员需提供县级以上医院开具的诊断书；
（2）家庭夫妻双方一方为本市农业户口或者外地户口的，需提供结婚证、配偶方户口证明和所在村（居）委会开具的收入证明；
（3）夫妻离婚的需提供离婚证或者离婚判决（调解）书；
（4）民政部门认为需要提供的其它有关证明和材料。
第十五条 管理审批机关根据审批城市低保待遇的需要，可以通过入户调查，邻里访问以及信函索证等方式对申请人的家庭成员、经济状况和实际生活水平调查核实。
居住地与户籍所在地不一致的城市居民申请享受城市低保待遇的，应由其居住地的街道办事处或乡镇人民政府协助调查取证，出具相关证明，由其户籍所在地管理审批机关审批。
第十六条 居民委员会接到城市居民申请书及有关材料后，十日内应当对申请人的家庭成员、家庭收入等有关情况进行调查，进行第一次张榜公布（张榜公布不少于7天），充分征求群众的意见，然后，将合格人员名单及核实材料报街道办事处或乡镇人民政府初审。
街道办事处或乡镇人民政府自受理申请材料之日起，十日内对申请人的家庭经济状况和生活水平进行复查，并将有关材料和初审意见报送县级民政部门审批。
县级民政部门自接收街道办事处或乡镇人民政府报送的有关的材料和初审意见之日起，十日内办结审批手续。对不符合保障条件的申请人，填写《河南省城市 居民最低生活保障待遇决定书》，通知申请人，并说明理由。
第十七条 县级民政部门经审查，对符合享受城市低保待遇条件的家庭，发给《河南省城市低保金领取证》（以下简称《领取证》），并将其家庭成员、家庭收入、月人均收入、月人均补助差额等情况在其户籍所在地及居住地以户为单位进行第二次张榜公布（第二次张榜公布必须在保障对象领取保障金前7天进行，公布时间为7天），接受群众监督。
第十八条 任何人对不符合法定条件而享受城市低保待遇的，可向县级民政部门提出意见。县级民政部门应当自接到意见之日起30日内核查完毕，对情况属实的，应当予以纠正。
第十九条 符合城市低保待遇条件的家庭，按照以下规定享受城市低保待遇：
（一）对无生活来源，无劳动能力又无法定赡养人、扶养人或抚养人，以及虽有法定赡养人、扶养人或抚养人但其无赡养、扶养或抚养能力的城市居民，按照其户籍所在地城市低保标准全额享受。
（二）对尚有一定收入的城市居民，按照其家庭人均收入低于户籍所在地城市低保标准的差额享受。
第二十条 城市低保待遇由街道办事处、乡镇人民政府负责以货币形式按月发放。
第二十一条 保障对象本人每月凭《领取证》、居民户口薄或户主身份证、图章，于审批同意后的次月底前到指定地点领取城市低保金。
第二十二条 城市低保工作实行动态管理。居民委员会每月、街道办事处或乡镇人民政府每季度、县级民政部门每半年对保障对象的家庭收入情况进行复核与审查；对在劳动就业年龄内有劳动能力者，在必要时可随时进行复审，及时掌握其收入变化和就业状况，并根据变化的情况，及时予以调整，对“三无”对象可一年复审一次。
第二十三条 办理停发、减发或者增发城市低保待遇的，由街道办事处、乡镇人民政府填报《河南省申请城市居民最低生活保障待遇变更（停发）表》，按原审批程序，及时为其办理提高、降低或终止城市低保待遇的变更手续，并在其保障金《领取证》和《申请书》中进行相应登记；停止享受城市低保待遇的，填写《河南省城市居民最低生活保障待遇停发通知书》通知本人，并收回其《领取证》。
第二十四条 保障对象户口迁移时，应当及时办理低保待遇迁移手续（在校就读的大中专学生除外）。
（一）本区内迁移的，由县（区）民政局出具《河南省城市低保对象迁移证明》（以下简称《迁移证明》），办理相关手续；
（二）市内跨县（区）迁移的，由迁出地的县（区）民政局收回《迁移证明》，并将迁移对象的档案材料和有关情况介绍等封装在档案袋内，交其本人到迁入地的县（区）民政局办理迁移手续；
（三）迁出本市的由其所在县（区）民政局办理注销手续，收回《领取证》；
（四）民政部门为我市低保对象办理迁移手续时，应在迁移证明上注明办理时限（有效期30天）逾期不办者需重新申请。
第二十五条 下列收入不包括在家庭收入中：
（一）对国家、社会和人民做出特殊贡献，政府给予的奖励金；
（二）优抚对象享受的抚恤金、补助金等；
（三）按规定由在职人员、所在单位代缴的个人住房公积金和个人负担的各项保险统筹费；
第二十六条 有下列情况之一的不得享受城市低保待遇：
（一）家庭中虽无从业人员，但生活来源有其它渠道，且日常生活水平明显高于本市当年低保标准的；
（二）拥有自己出资购买的汽车、摩托车、正在使用的手机、入网的电脑等非生活必需高档消费品，以及购买商品房、别墅的，饲养名犬等宠物的；
（三）按有关政策领取了一次性安置补助费，且不能说明用途或提供相关证明材料的；
（四）采取以变卖房屋、隐匿财产等规避法律行为，制造无经济来源、生活困难假象的；
（五）家庭成员收入不如实申报的；
（六）在法定就业年龄（男18—55周岁，女18岁—50周岁）内且有劳动能力，无正当理由拒绝参加社区组织的公益活动和职业介绍机构或街道办事处（乡、镇）、居委会等部门提供就业机会的；
（七）不愿提供有效证明材料或不愿接受审批机关调查核实的人员；
（八）吸毒、赌博且不思悔改的。
第二十七条 城市低保对象应当履行如下义务：
（一）准确、真实、全面地提供和填写相关材料、表格；
（二）当收入和共同生活的家庭成员情况发生变化时，应及时（一般不超过30天）向相关单位和审批机关递交变更申请，并办理相关手续；
（三）当最低生活保障管理部门按规定对其进行资格审核时，应予以积极配合，并如实反映情况；
（四）有一定劳动能力但尚未就业的保障对象，在享受低保待遇期间应当积极参加街道办事处、居民委员会、企业组织的公益性社区服务劳动，且每月不得少于8小时。
第四章 依法行政和行政处罚
第二十八条 从事城市低保管理和审批工作的人员要依法办事，接受社会监督。有下列行为之一或者无故拖延审批的，视其情节轻重分别给予教育、行政处分直至依法追究刑事责任：
（一）对符合低保条件的家庭，拒不签署同意享受城市低保待遇意见的；或者对不符合条件的家庭，擅自签署同意享受城市低保待遇意见的。
（二）擅自改变享受城市低保待遇范围和标准的。
（三）贪污、挪用、扣压、无故拖欠最低生活保障金的。
（四）有其他玩忽职守、滥用职权、徇私舞弊行为的。
第二十九条 城市低保待遇对象有下列行为之一的，由县、区民政部门按照有关规定，分别给予批评教育或警告，追回冒领的城市低保待遇款物，收回《领取证》；情节恶劣的，处冒领金额1倍以上3倍以下的罚款：
（一）采取虚报、隐瞒、伪造等手段，骗取享受城市低保待遇的；
（二）在享受城市低保待遇期间，家庭收入情况好转，不按规定告知管理审批机关，继续享受城市低保待遇的。
第三十条 城市居民对申请享受城市低保待遇而未得到答复，对县（区）人民政府民政部门作出的不批准享受城市低保待遇，对降低、终止城市低保待遇的决定或者给予的行政处罚不服的，可依法向同级人民政府或上一级民政部门申请行政复议。对复议决定仍不服的，可依法提起诉讼。
第五章 附则
第三十一条 本办法所称家庭成员是指具有法定的赡养、扶养、抚养关系，且共同生活的人员。具体包括下列人员：
（一）夫妻；
（二）父母与未成年的子女（包括养子女、继子女、非婚生子女），祖父母、外祖父母与父母双亡的孙子女、外孙子女；
（三）子女与无生活来源的父母（继父母），孙子女、外孙子女与子女亡故的祖父母、外祖父母；
（四）兄、姐与父母双亡或父母无力抚养的未成年的弟、妹；
（五）父母与丧失劳动能力或未完全丧失劳动能力、但收入不足以维持生活的子女，尚在校就读的确无独立生活能力和条件的子女；
（六）民政部门根据本办法和有关程序认为的其他人员。
第三十二条 本办法自2003年6月1日起施行。
外国保险机构驻华代表机构管理办法(英文版)
外国保险机构驻华代表机构管理办法(英文版)
Rules on Administration of Representative Offices of Foreign Insurance Institutions
Chapter I General Provisions
Article 1
These rules are formulated in accordance with the Insurance Law of the People’s Republic of China, and for the purpose of strengthening the administration of representative offices of foreign insurance institutions (hereinafter referred to as “representative offices”), and meeting the needs of the opening up of China’s insurance market to the outside world.
Article 2
Foreign insurance institutions hereof referred to in these rules are those insurance companies, reinsurance companies, insurance intermediaries, insurance associations, and other insurance organizations incorporated outside the territory of the People’s Republic of China.
Representative offices hereof referred to in these rules are both representative offices and general representative offices established by foreign insurance institutions within Chinese territory for the purpose of conducting such non-operational activities as liaison service and market research etc.
Chief Representative hereof referred to in these rules is the principal responsible person of the representative office, and the general representative is the principal responsible person of the general representative office.
Article 3
Representative offices shall abide by Chinese laws and regulations and related regulations made by China Insurance Regulatory Commission (hereinafter referred to as “CIRC”) and their legitimate rights and interests are protected by Chinese laws.
Article 4
CIRC is authorized by law and the State Council to perform regulatory responsibilities over the representative offices.
Under the authorization scope of CIRC, the local branch offices of CIRC take general regulation of those representative offices that are located in their jurisdictions on behalf of CIRC.
Chapter Ⅱ Application and Establishment
Article 5
Foreign insurance institutions (hereinafter referred to as “the applicant”) applying to establish a representative office shall satisfy the following requirements:
(1) Good business performance;
(2) No record of any major violation of laws and regulations within three years prior to the application date;
(3) Other prudential requirements stipulated by CIRC.
Article 6
The formal application form for the establishment of representative office is provided by CIRC.
Article 7
The applicant shall submit the following documents:
(1) The formal application form;
(2) A letter of application addressed to the Chairman of CIRC and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution;
(3) A photocopy of the business license or the certificate of authorization for insurance business, or the registry certificate issued by the relevant regulatory authorities of its home country or territory;
(4) Articles of association and the name list of the members of the Board of Directors, management personnel or principal partners;
(5) Annual reports of the last three years prior to the application;
(6) A letter of permit issued by the competent authority of its home country or territory allowing it to set up a representative office in China, or a letter of recommendation from the industrial association of which the applicant is a member, and both types of letters shall contain information about the penalty records of the applicant received within three years prior to the application;
(7) A power of attorney signed by the Chairman of the Board or General Manager for the chief representative designated;
(8) The resume of the designated chief representative and other relevant supporting documents;
(9) Other documents and materials required by CIRC.
The photocopy of the business license or the certificate of authorization for insurance business, or the registry certificate shall be subject to notarization certified by the applicant’s home country or territory or verification by the resident Embassy or Consulate of the People’s Republic of China in the applicant’s home country or territory.
Article 8
The applicant shall submit its application documents to CIRC. CIRC shall handle all the applications according to the following conditions:
(1) If the document has a mistake (mistakes) that can be corrected on the spot, the applicant shall be allowed to make the correction on the spot;
(2) If the document is incomplete or does not comply with regulatory formats, the applicant shall be informed on the spot or within five days of all the required corrections at one time. If the applicant is not informed of such information in this period, then it is assumed that the application is accepted for review on the day it is received by CIRC;
(3) If the document is complete and complies with regulatory formats, or after the applicant, upon request, has submitted additional documents and made necessary corrections, then the application shall be accepted for review.
Whether or not CIRC accepts the application for review, CIRC shall issue a written document with designated stamp and date indicated.
Article 9
Within 20 days from the date of receiving the application letter, CIRC shall make a decision on whether or not to approve. If the decision can not be made in the said 20 days, at the approval of the Chairman of CIRC, the said period can be extended 10 more days and the applicant shall be informed of reasons for the extension.
If CIRC decides to accept the application, it shall issue an approval document; in case of disapproval, CIRC shall state reasons in a written document.
Article 10
After a representative office receiving the official document of approval, it shall register with the State Administration of Industry and Commerce in line with relevant rules.
The representative office shall move into its official premises within three months from the date on which the approval document is issued; the approval document shall automatically become invalid if the said deadline is not observed.
Article 11
Any foreign insurance institution that has already established no less than two representative offices in China shall be allowed to apply to CIRC to appoint one of its representative offices as a general representative office.
Article 12
In applying to appoint the general representative office, foreign insurance institutions shall submit a letter of application addressed to the Chairman of CIRC and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution.
The application for setting up a general representative office is subject to the same rules governing the application of a representative office.
Chapter Ⅲ Supervision and Administration
Article 13
The official title of the representative office shall be arranged in the following order: name of the foreign insurance institution + name of the city where the representative office is to be located + representative office; The official title of the representative office shall be arranged in the following order: name of the foreign insurance institution + general representative office in China.
Article 14
Except the principal responsible person, other major staff members shall be entitled “Representative” or “Deputy Representative”.
Article 15
Employees of representative office shall abide by Chinese laws and regulations, with high integrity and clean record.
Article 16
A general representative shall have a work experience above 8 years and hold a junior college degree or a higher academic degree; a chief representative shall have a work experience above 5 years, and hold a junior college degree or a higher academic degree.
Without a junior college degree, the general representative or chief representative shall have a work experience above 10 years in the insurance business.
Article 17
A maximum of three employees of foreign nationality are allowed in each representative office.
Article 18
A representative office and its employees shall not enter into any agreement or contract with any legal or natural persons, which might generate an income to the representative office or the foreign insurance institution it represents, and shall not be involved in business activities of any kind.
Article 19
A representative office shall have official premises, necessary office facilities and full-time staff.
Article 20
The General Representative or Chief Representative shall not work in two or more representative offices or any business institution in China.
Article 21
The General Representative or Chief Representative shall attend to the daily activities of the representative office on a permanent basis. If he or she consecutively stays away from the representative office for a period or more than one month, he or she shall delegate his or her responsibility as the General Representative or Chief Representative to a person specially appointed, and submit a written report to the local branch office of CIRC.
Article 22
A representative office shall submit two copies of its annual work report of the previous year before the end of each February to the CIRC’s local branch office, who shall then forward the report to CIRC’s head office.
The work report shall follow the format prescribed by CIRC.
Article 23
A representative office shall submit the annual report of the foreign insurance institution it represents to both CIRC and CIRC’s local branch office within six months after the end of each accounting year of the foreign insurance institution.
Article 24
If any following major event occurs in an insurance institution that has maintained a representative office in China, the representative office shall, within 10 days after the occurrence of the event, submit a written report to CIRC and copy the report to CIRC’s local branch office.
(1) A change in its articles of association, register capital, and registered business address;
(2) Division or merger or change of top management;
(3) Serious losses resulted in business operation;
(4) Penalties imposed for violations of laws and regulations;
(5) Major regulatory actions taken against it by the regulatory authorities of its home country or territory;
(6) Other matters which may seriously disrupt business operation of the foreign insurance institution.
Article 25
In case of changing a General Representative or Chief Representative, the representative office shall apply to CIRC, and submit the following documents:
(1) A letter of application addressed to the Chairman of CIRC, and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution;
(2) Power of attorney of the proposed General Representative or chief representative signed by the Chairman of the Board of Directors or General Manager;
(3) Proof of personal identity certificates, certificate of academic degree and resume of the proposed General Representative or Chief Representative.
Article 26
If a foreign insurance institution intends to terminate its representative office’s operation, it shall submit a letter of application addressed to the Chairman of CIRC, and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution.
Article 27
If a foreign insurance institution intends to change the name of its representative office, it shall submit a letter of application addressed to the Chairman of CIRC, and signed by its Chairman of the Board of Directors or General Manager of the concerned insurance institution, together with other relevant proving documents about the renaming.
Article 28
Under the situation stipulated in Article 25, Article 26, and Article 27, CIRC shall make a decision on whether to approve or disapprove of the application within 20 days from the date of receiving a complete set of application documents.
If a decision of approval is made, it shall issue an approval document; if a decision of disapproval is made, it shall notify the applicant in writing and give the reasons.
Article 29
A representative office can change its office location within the same administrative area it resides only.
The concerned representative office shall submit CIRC’s local branch office of its new office address, telephone and fax numbers within 5 days from the date of changing.
Article 30
In case of changing, increasing or reducing the number of Representatives, Deputy Representatives, or foreign employees, the concerned representative office shall report to CIRC’s local branch office within 5 days from the date of changing, and submit the proof of personal identity certificates, certificate of academic degree and resume of the nominated personnel.
Article 31
When a representative office is approved to be changed to a general representative office, the original representative office is cancelled automatically. The general representative office shall apply to the State Administration of the Industry and Commerce for cancellation of the registration of the representative office within one month from the date of CIRC’s approval within one month from the date of CIRC’s approval.
Article 32
If a general representative office is the only representative office in China after the insurance institution it represents withdraws all other representative offices, the general representative office shall be changed into a representative office.
The general representative office shall apply to CIRC by submitting an application letter regarding such change signed by the Chairman of the Board of Directors or General Manager of the concerned foreign insurance institution. Within 20 days from the date of receiving the application letter, CIRC shall make a decision on whether or not to approve. If CIRC decides to accept the application, it shall issue an approval document; in case of disapproval, CIRC shall state reasons in a written document.
When a general representative office is approved to be changed to a representative office, the original general representative office is cancelled automatically. The representative office shall apply to the State Administration of the Industry and Commerce for cancellation of its registration within one month from the date of CIRC’s approval.
Article 33
After a representative office of the foreign insurance institution is terminated by the CIRC, all the issues left unsettled shall be taken over and handled by its general representative office in China; if there is no such a general representative office, responsibilities on all issues left unsettled shall be taken over and handled by the foreign insurance institution’s other representative offices in China; if there is no any other representative office in China, responsibilities on all issues left unsettled shall be borne by the foreign insurance institution itself.
Article 34
CIRC and its local branch offices conduct general supervision and annual inspection over the representative offices of foreign institutions in regard to the following issues:
(1) The completeness of the procedures for the changes made by the representative office;
(2) The truthfulness of the documents and materials submitted to CIRC;
(3) The completeness of the procedures for the appointments or changes of staff members of representative offices;
(4) Whether or not representative offices are conducting business activities;
(5) Other items required by CIRC and its local branch offices.
Chapter Ⅳ Legal Liability
Article 35
Any representative office established without approval, in violation of certain provisions of these Rules, shall be banned by CIRC in accordance with law.
Article 36
If a representative office is engaged in financial business activities in violation of these Rules, it shall be punished by CIRC in line with relevant laws and regulations. If a representative office is engaged in profit-seeking operational activities other than insurance business, it shall be imposed a disciplinary warning or a fine below RMB 300,000 yuan.
Article 37
If a representative office fails to submit relevant reports or documents as stipulated in Article 22, 23, 24 of these Rules to CIRC, it shall be imposed a warning and ordered to make correction by CIRC’s local branch office.
Article 38
Employees of a representative office being with direct responsibility for activities violating these Rules shall be imposed by CIRC with a disciplinary warning and /or a fine below RMB 5000 yuan, according to the seriousness of the cases.
Article 39
CIRC may issue a disciplinary warning to a representative office involved in providing false information or concealing important facts.
Article 40
CIRC may order the representative offices, found in violation of other provisions stipulated in these Rules, to make corrections; those who do not make corrections within a prescribed time period shall be issued a disciplinary warning.
Chapter Ⅴ Supplementary Provisions
Article 41
These Rules shall, mutatis mutandis, apply to the representative offices established in the mainland by insurance institutions from the Hong Kong Special Administrative Region, the Macao Special Administrative Region, and Taiwan region.
Article 42
These Rules shall, mutatis mutandis, apply to the resident offices of foreign insurance institutions approved to establish in China by CIRC.
Article 43
The terms “above”, “below” and “within” used to indicate a threshold number shall include the number itself.
Article 44
The approval and reporting periods prescribed in these Rules concerning licensing and reporting periods refer to working days, which exclude weekends and public holidays.
Article 45
CIRC shall be responsible for the interpretation of these Rules.
Article 46
These Rules shall be effective as of March 1, 2004, and the Rules on Administration of Representative Offices of Foreign Insurance Institutions, issued by CIRC on November 26, 1999 shall be repealed simultaneously.
